Eckerd College provides Group Life Insurance benefits to all full time employees. Basic coverage is provided to all eligible employees at no cost. Optional coverage can be purchased at additional cost and is described below. Some plan basics are described below.

Basic Life Insurance

Basic coverage ensures a benefit equal to one times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

Optional Life Insurance

Option 1
An amount equal to 1 times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

Option 2
An amount equal to 2 times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

*The combined amount for Basic and Optional Life Insurance shall not exceed $1,000,000.

Basic Accidental Death and Dismemberment Insurance - Full Amount

An amount equal to 1 times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

Optional Accidental Death and Dismemberment Insurance - Full Amount

Option 1
An amount equal to 1 times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

Option 2
An amount equal to 2 times the covered employee's annual earnings. If not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.

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• Summary Plan Description - Active and Retiree