How We Make Your Quality Education Affordable

Our night and weekend classes, offered in convenient 8-week terms, are designed to fit your busy schedule, working efficiently toward your goals. You can also receive credit toward your degree through a variety of options including: transfer credit from courses taken at a regionally accredited institution, experiential learning credit, and credit through examinations. Each of these options can help save you time and money.

In addition, PEL students have access to a variety of grants, loans, and scholarships through state, federal, and private resources. To determine your eligibility for all federal and state grants and loans, please complete the Free Application for Federal Student Aid (FAFSA). The Eckerd College school code is 001487.

Our admission counselors can help you get started and point toward funding options that will help make your return to college more affordable. Here are the opportunities we’ll explore:

Looking to make a payment, check due dates, find forms or answer questions about billing? Please visit our Bursar’s Office.
To learn more about the many sources you can explore to fund a degree you’ll be proud of, download our free guide.

Florida Resident Access Grant (FRAG)

As a Florida resident attending a private institution full time, you may qualify for $3000 in grant money which does not need to be repaid and is not based on income.

To be eligible for FRAG, a student needs to:

  • be a permanent resident of Florida for one year prior to the beginning of the academic semester
  • be enrolled as a full time student during the semester
  • complete FAFSA on file by October 1st for Fall Semester consideration and by February 1st for Spring Semester consideration

Note: Students who did not receive FRAG the previous year must also complete the Florida Residency Affidavit and return it with the required documentation.

Federal Pell Grant

You may also qualify for a Federal Pell Grant of up to $5,815 (for academic year 2016-2017) that does not require repayment as well as additional student loans. To be eligible, a student needs to:

  • be enrolled and making satisfactory progress in a program leading to a degree
  • not owe a refund on a Federal Grant
  • not be in default on a Federal student loan
  • be registered for the Selective Service (male only)
  • be an U.S. citizen or other eligible resident
  • has not reached the Pell Grant lifetime eligibility used (LEU) of 600%

The Federal Pell Grant is awarded to students with financial need and based on the Expected Family Contribution and enrollment status. The award is reduced for less than full time study.

Scholarships

Eckerd College awards internal scholarship money to PEL students. Last year, more than $100,000 in scholarship money was disbursed to PEL students.

Institutionally administered scholarships are available to qualified incoming and current PEL students. Priority is given to students with financial need, however other eligibility requirements may include students’ academic level, field of study, county of residence, and other personal or biographical information. Students may be awarded scholarships once per academic year. If you would like to be considered for an award please contact an admission counselor or your academic advisor.

Federal Direct Loan Program

The Federal Direct Loan is a low interest loan program available to all students.

Repayment begins six months after the borrower is no longer enrolled at least half time for a period of up to ten years. The interest on the Federal Direct Loan is subsidized (paid by the federal government on the student’s behalf) for students with financial need. While interest accrues on an unsubsidized Federal Direct Loan, the interest payments may be capitalized, with unpaid interest added to the principal balance when repayment begins.

The maximum amount a student can borrow is based on grade level.

Annual Maximum

GradeAmount
Freshman$5,500 – Not more than $3,500 may be subsidized
Sophomore$6,500 – Not more than $4,500 may be subsidized
Junior$7,500 – Not more than $5,500 may be subsidized
Senior$7,500 – Not more than $5,500 may be subsidized

Visit the Federal Direct Loan website for current rates.

Federal Supplemental Educational Opportunity Grant

The Federal SEOG Grant is awarded by Eckerd College to students who receive the Federal Pell Grant and demonstrate extreme financial need. These funds are limited and students are encouraged to apply prior to the priority deadline to receive full consideration.

Visit the SEOG website for more info.

Other Grant and Loan Programs

Students who are unemployed, displaced homemakers, or low wage workers may be eligible for funding through the Workforce Investment Act. For more information contact Career Source Tampa Bay and Career Source Pinellas.

Other Scholarship Opportunities

  • FastWeb
    This site offers free scholarship searches. Taking into consideration your demographic profile, your specific situation, your area of study and other factors, FastWeb can quickly scan thousands of scholarship opportunities that you may be eligible for and will even email you more as they become available.
  • The Hispanic College Fund
    A private, non-profit organization providing scholarships to Hispanic students pursuing careers in business.
  • Black Excel
    “A resource for all, especially for African-American families and first-generation college students.” –Isaac Black, founder.
  • CollegeScholarships.org
    This site offers scholarship sources specifically designed for the adult learner.

Helpful Links

  • FAFSA: Free Application for Federal Student Aid
    In addition to the free application, the FAFSA site has information about all aspects of planning your financial aid strategy, along with lists of resources to find scholarships and grant opportunities.
  • Federal Student Aid (FSA) ID
    The FSA ID number can be used as your digital signature when completing the FAFSA online.
  • Internal Revenue Service
    The official site of the IRS. Offers information about tax breaks for education.
  • National Student Loan Data System
    The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s central database for student aid. You may view your Federal Pell grant and student loan history from this site.